empty
 
 

2026.02.2512:00:00UTC+00U.S. 30-Year Mortgage Rate Eases to 6.09%, Extending Gradual Decline

The average 30-year mortgage rate in the United States has edged down to 6.09%, according to the latest data released on 25 February 2026. This compares with a previous reading of 6.17%, signaling a modest easing in borrowing costs for homebuyers.

The decline in the MBA 30-Year Mortgage Rate may offer some relief to prospective borrowers, as even small movements in mortgage rates can influence monthly payments and overall housing affordability. While the rate remains elevated by historical standards, the gradual downward shift from 6.17% to 6.09% could help support activity in the housing market, particularly among rate-sensitive buyers.

Market participants will be watching upcoming data releases to see whether this softening in mortgage rates continues, potentially easing financial conditions further for households and the broader real estate sector.

  • Grand Choice
    Contest by
    InstaForex
    InstaForex always strives to help you
    fulfill your biggest dreams.
    JOIN CONTEST
  • Chancy Deposit
    Deposit your account with $3,000 and get $1000 more!
    In February we raffle $1000 within the Chancy Deposit campaign!
    Get a chance to win by depositing $3,000 to a trading account. Having fulfilled this condition, you become a campaign participant.
    JOIN CONTEST
  • Trade Wise, Win Device
    Top up your account with at least $500, sign up for the contest, and get a chance to win mobile devices.
    JOIN CONTEST
  • 30% Bonus
    Receive a 30% bonus every time you top up your account
    GET BONUS


Can't speak right now?
Ask your question in the chat.
Widget callback